114 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 114 E Bay St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details1,848 sqft · built 1978
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$390,000 (Aug 2004)
Tax Bill$20,618 (2025)
Flood ZoneZone X (moderate risk)
APN458-09-04-022

Property Details

APN / Parcel Number

Primary APN458-09-04-022

Interior

Stories1 Story
Building Area1,848 sqft Finished Area
Gross Area1,460 sqft
1st Floor Area1,460 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area3,049 sqft (0.07 acres)
Lot Width97 ft Width
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address114 E BAY ST
CityCHARLESTON
StateSC
Zip29401-2541
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -114 THRU 120 E EAST BAY&EXCHANGE
Legal SubdivisionE EAST BAY
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1005
Census Tract200

Owner

114 E Bay St, a commercial property, is owned by a company that bought it in August 2004.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address520 GERVAIS ST, COLUMBIA, SC 29201-3046
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2004 · Amount on File
Deed SaleAug 6, 2004 · Amount on File
Deed Book / Page505 / 483
Prior Transfer DateJul 26, 2004
Prior Transfer Doc0505000483
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 114 E Bay St was $20,618, up 10.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,618.00 (+10.27%)$1,202,153 (+1,816.7%) Land $718,893 Building $483,260$1,958,800 Land $813,540 Building $1,145,260
2024$18,697.00$62,720
2022$17,164.00$62,720$1,308,100 Land $782,250 Building $525,850
2020$1,308,100 Land $782,250 Building $525,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on E Bay St

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