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101 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 101 E Bay St, Charleston, SC 29401

Property Summary

Property TypeRow House
Details4 bd · 3 ba · 4,150 sqft · built 1741
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$2,800,000 (Feb 2020)
Tax Bill$16,492 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN458-09-03-142

Property Details

APN / Parcel Number

Primary APN458-09-03-142

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,150 sqft Living Area
1st Floor Area1,715 sqft
Upper Floors Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1741
Effective Year BuiltEffective 1741
Architectural StyleGeorgian
Exterior MaterialBrick
Roof TypeGable
Lot Area5,663 sqft (0.13 acres)
Lot Width40 ft Width
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address101 E BAY ST
CityCHARLESTON
StateSC
Zip29401-2544
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionSUBDIVISION NAME -99 101 EAST BAY DESCRIPTION -PT 3 ELLIOTT SITE NAME -101 EAST BAY ST
Legal Subdivision99 101 EAST BAY
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1013
Census Tract200

Owner

101 E Bay St, a row house, is owned by two individuals who bought it in February 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address99 E BAY ST, 101, CHARLESTON, SC 29401-2544
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on File
Deed SaleFeb 3, 2020 · Amount on File
Prior SaleMay 28, 2004 · Amount on File
Deed Book / Page857 / 615
Record UpdatedOct 29, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 3, 2020
Property Address101 E BAY ST, CHARLESTON, SC 29401-2544
Document Number0857/0615
Book / Page000857 / 000615
Instrument DateJan 31, 2020
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address99-101 E BAY ST CHARLESTON SC 294012544, CHARLESTON, SC 29401-2544

Mortgage

Document Number857/0620
DateFeb 3, 2020
Book Page000857/000620
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueFeb 2, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 101 E Bay St was $16,492, up 7.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,492.00 (+7.59%)$3,536,250 (+2,775%) Land $1,368,600 Building $2,167,650$4,276,800 Land $1,368,600 Building $2,908,200
2024$15,328.00$123,000
2022$14,508.00$123,000$3,075,000 Land $1,200,000 Building $1,875,000
2020$3,075,000 Land $1,200,000 Building $1,875,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 E Bay St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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