Bergen County and Ramsey Borough property record for 104 Central Park Pl, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,175 sqft · built 2002 |
| Lot Size | 0.008 acres (358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Feb 2025) |
| Tax Bill | $8,876 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02306-0000-00002-0000-C0104 |
| Primary APN | 48-02306-0000-00002-0000-C0104 |
|---|---|
| Alternative APN |
|
| Building Area | 1,175 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Lot Area | 358 sqft (0.008 acres) |
| Street Address | 104 CENTRAL PARK PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CENTRAL PK/RAMSEY |
| Legal Block | 2306 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-02306-0000-00002-0000-C0104
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CENTRAL PARK PL, RAMSEY, NJ 07446-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 11, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on Record |
| Deed Sale | Feb 27, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Document Number | 202513812 |
| Deed Book / Page | 5438 / 1270 |
| Prior Transfer Date | Dec 15, 2016 |
| Prior Transfer Doc | 0025011402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 104 CENTRAL PARK PL, RAMSEY, NJ 07446-1821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045440388 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 4544/388 |
| Instrument | 2022008301 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2017 |
| Property Address | 104 CENTRAL PARK PL, RAMSEY, NJ 07446-1821 |
| Document Number | 0025011402 |
| Book / Page | 02501 / 1402 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 17-004148 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 SHEPHARD DR, 22, MIDDLETOWN, NJ 07748-3513 |
| Name | Verified Name |
|---|---|
| Address | 104 CENTRAL PARK PL, RAMSEY, NJ 07446-1821 |
| Document Number | 0025011408 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 02501/1408 |
| Instrument | 17-004148.01 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2032 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,200 (+0.26%) Land $193,500 Building $238,700 | $432,200 (+0.26%) Land $193,500 Building $238,700 | |
| 2025 | $8,876.00 (-4.98%) | $431,100 (+30.24%) Land $193,500 Building $237,600 | $431,100 (+30.24%) Land $193,500 Building $237,600 |
| 2024 | $9,341.00 (+7.59%) | ||
| 2023 | $331,000 Land $171,000 Building $160,000 | $331,000 Land $171,000 Building $160,000 | |
| 2022 | $8,682.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 4 of 6 on primary residences |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984, tidal / storm surge |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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