203 Central Park Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 203 Central Park Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,175 sqft · built 2002
Lot Size	0.015 acres (647 sqft)
Owner	Company Name on File
Last Sale	$452,500 (Oct 2024)
Tax Bill	$9,072 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-02306-0000-00002-0000-C0203`

Property Details

APN / Parcel Number

Primary APN	`48-02306-0000-00002-0000-C0203`
Alternative APN	`4802306000000002C0203`

Interior

Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	647 sqft (0.015 acres)

Location & Zoning

Street Address	203 CENTRAL PARK PL
City	RAMSEY
State	NJ
Zip	07446-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL PART/RAMSEY
Legal Block	2306
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2010
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02306-0000-00002-0000-C0203

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 523, MAHWAH, NJ 07430-0523
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE
Nov 25, 2019	Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS
Apr 05, 2017	Deed, Transfer · ARM FEDERATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	202461374
Deed Book / Page	5342 / 1639
Record Updated	Sep 20, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 23, 2026
Property Address	203 CENTRAL PARK PL, RAMSEY, NJ 07446-1825
Document Number	0057081915
Book / Page	5708 / 1915
Instrument Date	Dec 29, 2025
Instrument	2026005124
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 BUTTERNUT DR # 2604, 2604, MONTAUK, NY 11954-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 523, MAHWAH, NJ 07430-0523

November 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Nov 25, 2019
Property Address	203 CENTRAL PARK PL, RAMSEY, NJ 07446-1825
Document Number	0034190753
Book / Page	003419 / 000753
Instrument Date	Oct 09, 2019
Instrument	81645
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CENTRAL PARK PL RAMSEY NJ 074461825, RAMSEY, NJ 07446-1825

Mortgage

Document Number	34190759
Date	Nov 25, 2019
Book Page	003419/000759
Instrument	81645

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 05, 2017
Property Address	203 CENTRAL PARK PL, RAMSEY, NJ 07446-1825
Document Number	0025811816
Book / Page	02581 / 1816
Instrument Date	Mar 29, 2017
Instrument	17-028940
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 SCOTT DR, 775, RIVER VALE, NJ 07675-6623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CENTRAL PARK PL, RAMSEY, NJ 07446-1825

Mortgage

Document Number	0025811821
Date	Apr 05, 2017
Book Page	02581/1821
Instrument	17-028940.01

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15211

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,900 (-0.16%) Land $193,500 Building $246,400	$439,900 (-0.16%) Land $193,500 Building $246,400
2025	$9,072.00 (-2.87%)	$440,600 (+33.11%) Land $193,500 Building $247,100	$440,600 (+33.11%) Land $193,500 Building $247,100
2024	$9,340.00 (+7.58%)
2023		$331,000 Land $171,000 Building $160,000	$331,000 Land $171,000 Building $160,000
2022	$8,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984, tidal / storm surge

Wildfire

Wildfire Risk	Low above 3% of the US · above 8% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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