204 Central Park Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 204 Central Park Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,175 sqft · built 2002
Lot Size	0.008 acres (358 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Apr 2005)
Tax Bill	$8,876 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-02306-0000-00002-0000-C0204`

Property Details

APN / Parcel Number

Primary APN	`48-02306-0000-00002-0000-C0204`
Alternative APN	`4802306000000002C0204`

Interior

Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	358 sqft (0.008 acres)

Location & Zoning

Street Address	204 CENTRAL PARK PL
City	RAMSEY
State	NJ
Zip	07446-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL PARK RAMSEY
Legal Block	2306
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2010
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02306-0000-00002-0000-C0204

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 CENTRAL PARK PL, RAMSEY, NJ 07446-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2005 · Amount on Record
Deed Sale	Apr 15, 2005 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Book / Page	8800 / 938
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	204 CENTRAL PARK PL, RAMSEY, NJ 07446-1825
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CENTRAL PARK PL, RAMSEY, NJ 07446-1825

Mortgage

Document Number	0044841632
Date	Dec 09, 2021
Book Page	4484/1632
Instrument	2021178386

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,100 (-0.46%) Land $193,500 Building $235,600	$429,100 (-0.46%) Land $193,500 Building $235,600
2025	$8,876.00 (-4.97%)	$431,100 (+30.24%) Land $193,500 Building $237,600	$431,100 (+30.24%) Land $193,500 Building $237,600
2024	$9,340.00 (+7.58%)
2023		$331,000 Land $171,000 Building $160,000	$331,000 Land $171,000 Building $160,000
2022	$8,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984, tidal / storm surge

Wildfire

Wildfire Risk	Low above 3% of the US · above 8% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.