101 Cedar Rdg Dr, Guyton, GA 31312 Property Records

Effingham County property record for 101 Cedar Rdg Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,879 sqft · built 2016
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2019)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Jan 2016 Construction Loan Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0416B-021-000`

Property Details

APN / Parcel Number

Primary APN	`0416B-021-000`
Alternative APNs	`00790045000` `0416B021` `27633`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,879 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.339 acres)
Garage Area	462 sqft
Porch	Enclosed Porch
Porch Area	198 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27633
Old Parcel Number	0416B021
Street Address	101 CEDAR RIDGE DR
City	GUYTON
State	GA
Zip	31312-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.34 AC LOT 21 OUT OF 416-17 & 18
Legal Subdivision	CEDAR RIDGE
Legal Phase	1
Legal Lot Number	21
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records · APN 0416B-021-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2016	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 08, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2019 · Amount on Record
Deed Sale	May 08, 2019 · Amount on Record
Prior Sale	Mar 08, 2016 · Amount on Record
Deed Document Number	0002523117
Deed Book / Page	2523 / 117
Record Updated	Sep 20, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002326/964
Date	Jan 08, 2016
Book Page	2326/964
Instrument	000131

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 07, 2017

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002859/0000000803
Date	Jul 13, 2023
Book Page	0000002859/0000000803

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2063

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 08, 2019
Property Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number	002523/117
Book / Page	2523 / 117
Instrument Date	May 08, 2019
Instrument	2019-001197
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002523/0000000119
Date	May 08, 2019
Book Page	0000002523/0000000119
Instrument	003778

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,309.00 (+8.43%)	$128,049 (+0.74%) Land $22,800 Building $105,249	$320,123 (+0.74%) Land $57,000 Building $263,123
2024	$3,974.00 (+44.04%)	$127,103 (+51.46%) Land $22,800 Building $104,303	$317,757 (+51.47%) Land $57,000 Building $260,757
2022	$2,759.00	$83,916 Land $18,000 Building $65,916	$209,789 Land $45,000 Building $164,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 77 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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