104 Breckenridge Oval, Elyria, OH 44035 Property Records

Lorain County property record for 104 Breckenridge Oval, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 2017
Lot Size	0.051 acres (2,247 sqft)
Owner	2 Individual Names on File
Last Sale	$244,900 (Apr 2022)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-801-044`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-801-044`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,484 sqft Living Area
Gross Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,247 sqft (0.051 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 BRECKENRIDGE OVAL
City	ELYRIA
State	OH
Zip	44035-8994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMONS OF FIELDSTONE LAKES TOWN HOMES PH 17
Legal Subdivision	COMMONS OF FIELDSTONE LAKES TOWN HOMES P
Legal Block	801
Legal Lot Number	UNIT
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2013
Census Tract	91100

Owner

104 Breckenridge Oval is owned and occupied by two individuals who bought it in April 2022.

Source: Lorain County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 21, 2022	Survivorship Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 15, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2022872149
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	0000794963
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2026
Property Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994
Document Number	0000102671
Instrument Date	Jun 30, 2026
Instrument	2026102671
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994

Mortgage

Document Number	0000102671,
Date	Jul 7, 2026
Instrument	2026102671

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 21, 2022
Property Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994
Document Number	0000872149
Map Reference	VOL 103 PG 20
Instrument Date	Apr 20, 2022
Instrument	2022-0872149
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994

Mortgage

Document Number	0000872150
Date	Apr 21, 2022
Instrument	2022-0872150

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210808870
Date	Mar 23, 2021
Instrument	2021-0808870

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2017
Property Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994
Document Number	0000644338
Map Reference	MB 103 PG 20
Instrument Date	Sep 13, 2017
Instrument	2017-0644338
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8994

Mortgage

Document Number	0000644339
Date	Sep 15, 2017
Instrument	2017-0644339

Lender

Name	THIRD FEDERAL SAVINGS & LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Breckenridge Oval was $3,339 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 Homeowner's exemption	$80,960 (+%) Land $20,130 Building $60,830	$231,310 (-) Land $57,500 Building $173,810
2024	$3,339.00 (+10.16%)	$80,959 (+23.24%) Land $20,125 Building $60,834	$231,310 (+23.24%) Land $57,500 Building $173,810
2023	$3,031.00 (+0.3%)	$65,692 (+%) Land $15,218 Building $50,474	$187,690 Land $43,480 Building $144,210
2022	$3,022.00	$65,690 Land $15,220 Building $50,470
2021			$187,690 Land $43,480 Building $144,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Breckenridge Oval in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Breckenridge Oval is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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