115 Breckenridge Oval, Elyria, OH 44035 Property Records

Lorain County property record for 115 Breckenridge Oval, Elyria, OH 44035

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,554 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$183,045 (Jun 2019)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-801-060`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-801-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,554 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 BRECKENRIDGE OVAL
City	ELYRIA
State	OH
Zip	44035-8993
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	COMMONS OF FIELDSTONE LAKES TOWN HOMES PH 17
Legal Subdivision	COMMONS/FIELDSTONE LAKES TOWN
Legal Lot Number	60
Legal Unit	60
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2009
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Transfer on Death Deed, Transfer
Dec 23, 2020	Deed of Trust, Mortgage NATIONS LNDG
Jun 25, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP
Sep 11, 2018	Quit Claim Deed, Transfer STEWART TITLE
Apr 26, 2018	Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Sep 11, 2018
Deed Document Number	2019003589
Record Updated	Jun 8, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2023
Property Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Document Number	0000908303
Map Reference	VOL 103 PG 20
Instrument Date	Feb 24, 2023
Instrument	2023-0908303
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Document Number	0000797042
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 BRECKENRIDGE OVAL ELYRIA OH 440358993, ELYRIA, OH 44035-8993

Mortgage

Document Number	0000797042
Date	Jan 7, 2021
Instrument	797042

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2046

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 25, 2019
Property Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Document Number	0000719573
Map Reference	VOL 103 PG 20
Instrument Date	Jun 17, 2019
Instrument	2019-0719573
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	RET SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993

Mortgage

Document Number	0000719574
Date	Jun 25, 2019
Instrument	2019-0719574

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 11, 2018
Property Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Document Number	0000687215
Instrument Date	Aug 29, 2018
Instrument	687215
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2018
Property Address	115 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Instrument Date	Apr 26, 2018
Instrument	669911
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	RET SOLUTIONS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922

Mortgage

Document Number	0000669911
Date	Apr 26, 2018
Instrument	669911

Lender

Name	WAYNE SVGS CMNTY BK
Type	Federal Savings Bank
Address	151 N MARKET ST, WOOSTER, OH 44691-4809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00	$83,160 (+0.01%) Land $20,130 Building $63,030	$237,580 (-) Land $57,500 Building $180,080
2024	$3,430.00 (+10.11%)	$83,153 (+23.18%) Land $20,125 Building $63,028	$237,580 (+23.18%) Land $57,500 Building $180,080
2023	$3,115.00 (+0.29%)	$67,508 (%) Land $15,218 Building $52,290	$192,880 (-) Land $43,480 Building $149,400
2022	$3,106.00	$67,510 Land $15,220 Building $52,290
2021			$192,880 Land $43,480 Building $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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