103 Breckenridge Oval, Elyria, OH 44035 Property Records

Lorain County property record for 103 Breckenridge Oval, Elyria, OH 44035

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,504 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$181,877 (Feb 2018)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-801-064`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-801-064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 BRECKENRIDGE OVAL
City	ELYRIA
State	OH
Zip	44035-8993
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	COMMONS OF FIELDSTONE LAKES TOWN HOMES PH 17
Legal Subdivision	COMMONS/FIELDSTONE LAKES TOWN
Legal Lot Number	64
Legal Unit	64
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2009
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 23, 2018	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Oct 31, 2017
Deed Document Number	2018000756
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	103 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085608
Date	Feb 20, 2026
Instrument	2026-0085608

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 23, 2018
Property Address	103 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993
Document Number	0000662643
Map Reference	VOL 103 PG 20
Instrument Date	Feb 20, 2018
Instrument	2018-0662643
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$227.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8993

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00	$77,660 (+0.01%) Land $20,130 Building $57,530	$221,860 (-) Land $57,500 Building $164,360
2024	$3,203.00 (+4.03%)	$77,651 (+16.39%) Land $20,125 Building $57,526	$221,860 (+16.39%) Land $57,500 Building $164,360
2023	$3,079.00 (+0.29%)	$66,714 (-0.01%) Land $15,218 Building $51,496	$190,610 (-) Land $43,480 Building $147,130
2022	$3,070.00	$66,720 Land $15,220 Building $51,500
2021			$190,610 Land $43,480 Building $147,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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