Charles County property record for 10395 Stone Pine Ave, Waldorf, MD 20603
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 4,832 sqft · built 2012 |
| Lot Size | 0.203 acres (8,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $381,760 (Jan 2013) |
| Tax Bill | $153 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-349560 |
| Primary APN | 06-349560 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,832 sqft Gross Area |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 1,136 sqft |
| Finished Basement | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,852 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 349560 |
|---|---|
| Street Address | 10395 STONE PINE AVE |
| City | WALDORF |
| State | MD |
| Zip | 20603-5795 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | LOT 7 BLK A PH 2 PINEY GROVE ESTATES |
| Legal Subdivision | PINEY GROVE ESTATES |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage LIBERTY 1 LENDING INC |
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ANDREWS FCU |
| Jul 21, 2021 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 30, 2019 | Deed of Trust, Mortgage · VA Mortgage EAGLE BANK |
| Jul 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2013 · Amount on Record |
| Deed Sale | Jan 25, 2013 · Amount on Record |
| Prior Sale | Sep 14, 2012 · Amount on Record |
| Deed Book / Page | 8077 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | UNKNOWN, EQUITY FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 0138400230 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 13840/230 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48150 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0131750459 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 13175/459 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 0119560146 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 11956/146 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0108050444 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 10805/444 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10395 STONE PINE AVE, WALDORF, MD 20603-5795 |
| Document Number | 0103680197 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10395 STONE PINE AVE WALDORF MD 206035795, WALDORF, MD 20603-5795 |
| Document Number | 0103680197 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 010368/000197 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Rate | 4.75% |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,400 (+21.16%) | $611,600 (+20.16%) Land $125,200 Building $486,400 | |
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $476,567 | $509,000 Land $125,200 Building $383,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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