10391 Stone Pine Ave, Waldorf, MD 20603 Property Records

Charles County property record for 10391 Stone Pine Ave, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,768 sqft · built 2012
Lot Size0.187 acres (8,129 sqft)
Owner2 Individual Names on Record
Last Sale$370,805 (Nov 2012)
Tax Bill$13,754 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-349552

Property Details

APN / Parcel Number

Primary APN06-349552
Alternative APN
  • 349552

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,768 sqft Living Area
Gross Area3,248 sqft
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,129 sqft (0.187 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number349552
Street Address10391 STONE PINE AVE
CityWALDORF
StateMD
Zip20603-5795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 6 BLK A PH 2 PINEY GROVE ESTATES
Legal SubdivisionPINEY GROVE ESTATES
Legal Phase2
Legal BlockA
Legal Lot Number6
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1003
Census Tract850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10391 STONE PINE AVE, WALDORF, MD 20603-5795
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012 · Amount on Record
Deed SaleNov 15, 2012 · Amount on Record
Prior SaleJul 24, 2012 · Amount on Record
Deed Book / Page7996 / 377
Last Transfer DateMar 26, 2015
Transfer Doc0088980366
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10391 STONE PINE AVE, WALDORF, MD 20603-5795
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10391 STONE PINE AVE, WALDORF, MD 20603-5795

Mortgage

Document Number0121460394
DateOct 19, 2021
Book Page12146/394
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,333 (+5.99%)$524,400 (-) Land $125,200 Building $399,200
2025$13,754.00 (+138.41%)$468,267 (+13.39%)$524,400 (+19.13%) Land $125,200 Building $399,200
2023$5,769.00$412,967$440,200 Land $125,200 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Stone Pine Ave

Nearby Streets

Search Property Records by Address or Parcel Number