Charles County property record for 10403 Stone Pine Ave, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,720 sqft · built 2012 |
| Lot Size | 0.173 acres (7,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Apr 2024) |
| Tax Bill | $14,795 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-349587 |
| Primary APN | 06-349587 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,720 sqft Living Area |
| Gross Area | 4,200 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,549 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 349587 |
|---|---|
| Street Address | 10403 STONE PINE AVE |
| City | WALDORF |
| State | MD |
| Zip | 20603-5797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 9 BLK A PH 2 PINEY GROVE ESTATES |
| Legal Subdivision | PINEY GROVE ESTATES |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
10403 Stone Pine Ave is owned and occupied by an individual who bought it in April 2024.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE |
| Apr 22, 2024 | Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 25, 2021 | Deed, Transfer · VA Mortgage NEWREZ LLC |
| Apr 3, 2018 | Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | Jan 25, 2021 · Amount on File |
| Deed Book / Page | 13264 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 1403000276 |
| Book / Page | 14032 / 276 |
| Instrument Date | Dec 18, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 1403000276, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 14032/276 |
| Name | AMERICAN INTERNET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 22, 2024 |
| Property Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 0132640124 |
| Book / Page | 13264 / 124 |
| Map Reference | MB 58 PG 394-396 |
| Instrument Date | Mar 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | GPN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 0013264133 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 13264/133 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0116150378 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 11615/378 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 25, 2021 |
| Property Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 0115730032 |
| Book / Page | 11573 / 32 |
| Map Reference | MB 58 PG 394-396 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 0001157338 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 11573/38 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10403 STONE PINE AVE, WALDORF, MD 20603-5797 |
| Document Number | 0102680093 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10403 STONE PINE AVE WALDORF MD 206035797, WALDORF, MD 20603-5797 |
| Document Number | 0102680093 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 010268/000093 |
| Name | PACIFIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2048 |
The 2025 property tax bill for 10403 Stone Pine Ave was $14,795 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,400 (+5.83%) | $567,000 (-) Land $125,100 Building $441,900 | |
| 2025 | $14,795.00 Homeowner's exemption | $507,800 | $567,000 Land $125,100 Building $441,900 |
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $449,200 | $478,200 Land $125,100 Building $353,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10403 Stone Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10403 Stone Pine Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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