10394 Utopia Cir E, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 10394 Utopia Cir E, Boynton Beach, FL 33437 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 1998
Lot Size	0.121 acres (5,288 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2023)
Tax Bill	$5,414 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-27-06-000-1030`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-27-06-000-1030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,845 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,288 sqft (0.121 acres)
Garage Type	Attached
Garage Area	393 sqft
Porch	Enclosed/Finished Porch
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10394 UTOPIA CIR E
City	BOYNTON BEACH
State	FL
Zip	33437-5545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE ISLE LT 103
Legal Range	42E
Legal Township	45S
Legal Section	27
Legal Subdivision	GROVE ISLE
Legal Lot Number	103
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1004
Census Tract	5949

Owner

Source: Palm Beach County records · APN 00-42-45-27-06-000-1030

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 02, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Document Number	2023182083
Deed Book / Page	34335 / 885
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0302111564
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 30, 2023
Property Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Document Number	0343350885
Book / Page	34335 / 885
Map Reference	MB 79 PG 27
Instrument Date	May 25, 2023
Instrument	20230182083
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9419 ASTON GARDENS CT # CT208, CT208, PARKLAND, FL 33076-4110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545

Mortgage

Document Number	0034335891
Date	May 30, 2023
Instrument	34335/891

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Document Number	0309251831
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10394 UTOPIA CIR E BOYNTON BEACH FL 334375545, BOYNTON BEACH, FL 33437-5545

Mortgage

Document Number	0309251831
Date	Oct 02, 2019
Book Page	030925/001831
Instrument	360966

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 29, 2018
Property Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Document Number	0302111564
Book / Page	030211 / 001564
Instrument Date	Oct 15, 2018
Instrument	409310
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10394 EUTOPIA CIR E BOYNTON BEACH FL 33437, BOYNTON BEACH, FL 33437

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10394 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Document Number	0301841236
Instrument Date	Oct 02, 2018
Transaction Type	Mortgage
Record Updated	Nov 07, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10394 UTOPIA CIR E BOYNTON BEACH FL 334375545, BOYNTON BEACH, FL 33437-5545

Mortgage

Document Number	0301841236
Date	Oct 15, 2018
Book Page	030184/001236
Instrument	392449

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,414.00 (-5.53%)	$344,893 (-5.21%)	$344,893 (-5.21%) Land $107,628 Building $237,265
2024	$5,731.00 (-10.56%)
2023	$6,408.00 (+68.06%)	$363,855 (+50.79%) Land $93,617 Building $270,238	$363,855 (+17.03%) Land $93,617 Building $270,238
2022	$3,813.00 Homeowner's exemption	$241,307	$310,910 Land $94,539 Building $216,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990059491, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 175 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	251 units insured 76 under condo master policies
Nearby Flood Claims	10 (1999–2022)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Feb 2022, other causes
Claims By Storm	Hurricane Irene, Oct 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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