10383 Utopia Cir E, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 10383 Utopia Cir E, Boynton Beach, FL 33437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,345 sqft · built 1999
Lot Size	0.125 acres (5,458 sqft)
Owner	2 Individual Names on File
Last Sale	$93,035 (Mar 2016)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-27-06-000-0410`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-27-06-000-0410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,345 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,458 sqft (0.125 acres)
Garage Type	Attached
Garage Area	433 sqft

Exterior Amenities

Pool Area	53 sqft
Porch	Finished Screened Porch
Porch Area	236 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10383 UTOPIA CIR E
City	BOYNTON BEACH
State	FL
Zip	33437-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GROVE ISLE LT 41
Legal Range	42E
Legal Township	45S
Legal Section	27
Legal Subdivision	GROVE ISLE
Legal Lot Number	41
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5949

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10383 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 2, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2016 · Amount on File
Deed Sale	Mar 4, 2016 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Deed Document Number	201675385
Deed Book / Page	28141 / 1012
Prior Transfer Date	Feb 27, 2016
Prior Transfer Doc	0281411012
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10383 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10383 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544

Mortgage

Document Number	0323161505
Date	Mar 25, 2021
Book Page	32316/1505
Instrument	20210133035

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10383 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Document Number	0308140493
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10383 UTOPIA CIR E BOYNTON BEACH FL 334375544, BOYNTON BEACH, FL 33437-5544

Mortgage

Document Number	0308140493
Date	Aug 9, 2019
Book Page	030814/000493
Instrument	295397

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,479.00 (+3.33%) Homeowner's exemption	$225,969 (+5.99%)	$391,382 (-3.28%) Land $92,769 Building $298,613
2024	$3,367.00 (+2.81%)
2023	$3,275.00 (+1.24%) Homeowner's exemption	$213,205 (+3%)	$404,636 (+24.3%) Land $77,681 Building $326,955
2022	$3,235.00 Homeowner's exemption	$206,995	$325,538 Land $63,028 Building $262,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	251 units insured incl. 76 condo units
Nearby Flood Claims	10 (1999–2022)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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