10402 Utopia Cir E, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 10402 Utopia Cir E, Boynton Beach, FL 33437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,345 sqft · built 1998
Lot Size	0.125 acres (5,454 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jun 2025)
Tax Bill	$6,342 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-27-06-000-1050`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-27-06-000-1050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,345 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,454 sqft (0.125 acres)
Garage Type	Attached
Garage Area	433 sqft
Porch	Enclosed/Finished Porch
Porch Area	236 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10402 UTOPIA CIR E
City	BOYNTON BEACH
State	FL
Zip	33437-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GROVE ISLE LT 105
Legal Range	42E
Legal Township	45S
Legal Section	27
Legal Subdivision	GROVE ISLE
Legal Lot Number	105
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1004
Census Tract	5949

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10402 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	2025226282
Deed Book / Page	35831 / 203
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0260341598
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10402 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5546
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10402 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5546

Mortgage

Document Number	0335440467
Date	May 10, 2022
Book Page	33544/467
Instrument	20220202319

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10402 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5546
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328580588
Date	Sep 10, 2021
Book Page	32858/588
Instrument	20210420010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10402 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0294210100
Date	Oct 23, 2017
Book Page	29421/0100
Instrument	20170373717

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,342.00 (-4.29%)	$401,966 (-2.9%)	$401,966 (-2.9%) Land $107,793 Building $294,173
2024	$6,626.00 (+0.82%)
2023	$6,572.00 (+13.6%) Homeowner's exemption	$413,969 (+17.04%) Land $93,675 Building $320,294	$413,969 (+17.04%) Land $93,675 Building $320,294
2022	$5,785.00	$353,696 Land $94,597 Building $259,099	$353,696 Land $94,597 Building $259,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 175 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	251 units insured incl. 76 condo units
Nearby Flood Claims	10 (1999–2022)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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