Schenectady County and Rotterdam Town property record for 1039 Wallace Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,056 sqft · built 1945 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jun 2022) |
| Tax Bill | $5,670 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-14-21 |
| Primary APN | 422800 48.19-14-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 336 sqft |
| Game Room | Game Room |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1039 WALLACE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G SCHDY ANNEX - 467 6.-464-14 |
| Legal Block | 14 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 33004 |
1039 Wallace Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1039 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Nov 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 202232249 |
| Deed Book / Page | 2086 / 825 |
| Prior Transfer Date | Jul 31, 2007 |
| Prior Transfer Doc | 1766000602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 17, 2022 |
| Property Address | 1039 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000032249 |
| Book / Page | 2086 / 825 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 202232249 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1039 WALLACE AVE, 1039, SCHENECTADY, NY 12306-2007 |
| Name | Verified Name |
|---|---|
| Address | 430 ROUTE 146 LOT 107, 107, HALFMOON, NY 12065-3434 |
| Document Number | 0000032250 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 202232250 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1039 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1039 WALLACE AVE, ROTTERDAM, NY 12306-2007 |
| Document Number | 0000046871 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 4946/491 |
| Instrument | 201946871 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 7, 2018 |
| Property Address | 1039 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000049141 |
| Book / Page | 001999 / 000479 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 49141 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1039 WALLACE AVE SCHENECTADY NY 123062007, SCHENECTADY, NY 12306-2007 |
The 2026 property tax bill for 1039 Wallace Ave was $5,670, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,670.00 (+2.03%) | ||
| 2025 | $5,557.00 | $152,000 Land $6,800 Building $145,200 | $233,800 Land $10,459 Building $223,341 |
| 2023 | $152,000 Land $6,800 Building $145,200 | $200,000 Land $8,947 Building $191,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1039 Wallace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1039 Wallace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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