Schenectady County and Rotterdam Town property record for 1037 Wallace Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,500 (Jun 2018) |
| Tax Bill | $5,894 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-14-22 |
| Primary APN | 422800 48.19-14-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1037 WALLACE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,SHDM SCHDY ANNEX - 465 6.-464-12 |
| Legal Block | 14 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 33004 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 201825614 |
| Deed Book / Page | 1989 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2026 |
| Property Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000011336 |
| Instrument Date | May 7, 2026 |
| Instrument | 202611336 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ABA ABSTRACT COMPANY, ABAR ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000011336, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202611336 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000017672 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 5092/31 |
| Instrument | 202117672 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 12, 2018 |
| Property Address | 1037 WALLACE AVE, SCHENECTADY, NY 12306-2007 |
| Document Number | 0000025614 |
| Book / Page | 1989 / 188 |
| Map Reference | CAB C MAP 115-118 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 201825614 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | SALVO TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 KINGS RD APT 1, 325, SCHENECTADY, NY 12304-3652 |
| Name | Verified Name |
|---|---|
| Address | 7 N CENTER ST # 9, 9, SCHENECTADY, NY 12305-1150 |
| Document Number | 0000025615 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 201825615 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,894.00 (+2.04%) | ||
| 2025 | $5,776.00 | $158,000 (-) Land $6,800 Building $151,200 | $243,100 (+16.93%) Land $10,463 Building $232,637 |
| 2023 | $158,000 Land $6,800 Building $151,200 | $207,900 Land $8,948 Building $198,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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