Schenectady County and Rotterdam Town property record for 1034 Wallace Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1937 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2026) |
| Tax Bill | $5,666 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-13-11 |
| Primary APN | 422800 48.19-13-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Upper Floors Area | 424 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1034 WALLACE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G SENIOR AFFIDAVIT REQURIED 6.-464-24/SCH ANNEX-692 |
| Legal Block | 13 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 33004 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-13-11
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 GLEN AVE, SCHENECTADY, NY 12302-2545 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION |
| Jan 11, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jan 11, 2022 · Amount on Record |
| Deed Document Number | 20268947 |
| Deed Book / Page | 2170 / 727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1034 WALLACE AVE, SCHENECTADY, NY 12306-2008 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1034 WALLACE AVE, SCHENECTADY, NY 12306-2008 |
| Document Number | 0000047423 |
|---|---|
| Date | Aug 13, 2024 |
| Book Page | 5388/758 |
| Instrument | 202447423 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 20, 2026 |
| Property Address | 1034 WALLACE AVE, SCHENECTADY, NY 12306-2008 |
| Document Number | 0000008947 |
| Book / Page | 2170 / 727 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.8947 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | LEGACY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000008948, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.8948 |
| Name | PREMIUM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 11, 2022 |
| Property Address | 1034 WALLACE AVE, SCHENECTADY, NY 12306-2008 |
| Document Number | 0000001777 |
| Book / Page | 2076 / 241 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 202201777 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1034 WALLACE AVE, 1034, SCHENECTADY, NY 12306-2008 |
| Name | Verified Name |
|---|---|
| Address | 107 N COLLEGE ST, SCHENECTADY, NY 12305-1428 |
| Document Number | 0000001778 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 202201778 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,666.00 | $155,000 (-) Land $6,800 Building $148,200 | $238,500 (+16.97%) Land $10,463 Building $228,037 |
| 2023 | $155,000 Land $6,800 Building $148,200 | $203,900 Land $8,945 Building $194,955 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 438 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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