1030 Gardenia Loop, Hercules, CA 94547 Property Records

Contra Costa County property record for 1030 Gardenia Loop, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 2015
Lot Size	0.078 acres (3,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$653,000 (Aug 2015)
Tax Bill	$12,204 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-740-023-1`

Property Details

APN / Parcel Number

Primary APN	`404-740-023-1`
Alternative APN	`404-740-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,557 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	1,444 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cluster
Lot Area	3,381 sqft (0.078 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1030 GARDENIA LOOP
City	HERCULES
State	CA
Zip	94547-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9362 L23
Legal Subdivision	TRACT NO. 9362 AS SHOWN ON
Legal Tract	9362
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 GARDENIA LOOP, HERCULES, CA 94547-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 9, 2022	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2015174913
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1030 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number	0000004033
Date	Jan 16, 2024
Instrument	2024-004033

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1030 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 GARDENIA LOOP, RODEO, CA 94547-2621

Mortgage

Document Number	0000182529
Date	Dec 9, 2022
Instrument	2022-182529

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1030 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123971
Date	Aug 3, 2018
Instrument	2018-123971

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,868 (+2%) Land $301,865 Building $486,003
2025	$12,204.00 (+6.02%) Homeowner's exemption	$772,421 (+4.04%) Land $295,947 Building $476,474
2023	$11,511.00 (+1.38%) Homeowner's exemption	$742,429 Land $284,456 Building $457,973
2022	$11,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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