10386 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10386 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,872 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on File
Last Sale	$57,500 (Jan 2015)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-058800`

Property Details

APN / Parcel Number

Primary APN	`06-058800`
Alternative APN	`004604-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	936 sqft
Basement Area	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,248 sqft
Pole Barn	3,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004604-2
Street Address	10386 THWING RD
City	CHARDON
State	OH
Zip	44024-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 162 TR 3 PARCEL #1
Legal Tract	3
Legal Lot Number	162
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2019
Census Tract	312202

Owner

10386 Thwing Rd is owner-occupied and held in a trust since July 2022.

Source: Geauga County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	10386 THWING RD, CHARDON, OH 44024-9736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Jul 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2015 · Amount on File
Deed Sale	Jan 16, 2015 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2015885562
Deed Book / Page	1984 / 664
Last Transfer Date	Jul 13, 2022
Transfer Doc	0021553475
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10386 THWING RD, CHARDON, OH 44024-9736
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10206 BRIAN DR, CONCORD TOWNSHIP, OH 44077-2114

Mortgage

Document Number	0021243234
Date	May 18, 2021
Book Page	2124/3234
Instrument	202100983007

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Jul 26, 2022
Property Address	10386 THWING RD, CHARDON, OH 44024-9736
Document Number	0021553475
Book / Page	2155 / 3475
Instrument Date	Jul 13, 2022
Instrument	202201002858
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10386 THWING RD, CHARDON, OH 44024-9736

Tax Assessment & Valuation

The 2025 property tax bill for 10386 Thwing Rd was $4,183 with a homeowner's exemption, down 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,183.00 (-0.17%)	$86,320 (-) Land $27,760 Building $58,560
2024	$4,190.00 (-11.15%) Homeowner's exemption	$86,320 (-17.25%) Land $27,760 Building $58,560
2023	$4,716.00 Homeowner's exemption	$104,310 (+48.7%) Land $27,760 Building $76,550	$246,600 Land $79,300 Building $167,300
2022		$70,150 Land $23,000 Building $47,150
2021	$3,788.00
2020			$200,400 Land $65,700 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10386 Thwing Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10386 Thwing Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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