10370 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10370 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1976
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-109800`

Property Details

APN / Parcel Number

Primary APN	`06-109800`
Alternative APN	`004710-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,300 sqft
Upper Floors Area	572 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	312 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004710-6
Street Address	10370 THWING RD
City	CHARDON
State	OH
Zip	44024-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 162 TR 3
Legal Subdivision	CHARDON 03
Legal Tract	3
Legal Lot Number	162
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2019
Census Tract	312202

Owner

10370 Thwing Rd is owned and occupied by an individual who acquired it in March 1989.

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10370 THWING RD, CHARDON, OH 44024-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 27, 2017	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 1989
Deed Sale	Mar 23, 1989
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10370 THWING RD, CHARDON, OH 44024-9736
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021330178
Date	Aug 26, 2021
Book Page	2133/178
Instrument	202100988143

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEAUGA OH
Property Address	10370 THWING RD, CHARDON, OH 44024-9736
Document Number	0020370018
Book / Page	002037 / 000018
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10370 THWING RD CHARDON OH 440249736, CHARDON, OH 44024-9736

Mortgage

Document Number	0020370018
Date	Aug 10, 2017
Book Page	002037/000018
Instrument	924616

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 9, 2057

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10370 Thwing Rd was $4,134 with a homeowner's exemption, down 1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (-0.96%)	$96,330 (-) Land $17,120 Building $79,210
2024	$4,174.00 (+6.45%) Homeowner's exemption	$96,330 (-) Land $17,120 Building $79,210
2023	$3,921.00 Homeowner's exemption	$96,330 (+21.12%) Land $17,120 Building $79,210	$275,200 Land $48,900 Building $226,300
2022		$79,530 Land $14,180 Building $65,350
2021	$3,816.00
2020			$227,200 Land $40,500 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10370 Thwing Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10370 Thwing Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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