10439 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10439 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,458 sqft · built 1974
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on Record
Tax Bill	$4,755 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-168500`

Property Details

APN / Parcel Number

Primary APN	`21-168500`
Alternative APN	`004349-1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	1,100 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	187,308 sqft (4.3 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004349-1
Street Address	10439 THWING RD
City	CHARDON
State	OH
Zip	44024-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 WEST DIVISION
Legal Subdivision	WEST DIVISION
Legal Lot Number	10
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	1
Census Block	1006
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10439 THWING RD, CHARDON, OH 44024-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

September 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Sep 22, 2025
Property Address	10439 THWING RD, CHARDON, OH 44024-9789
Document Number	0022082046
Book / Page	2208 / 2046
Instrument Date	Sep 16, 2025
Instrument	202501038910
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	202501038911
Date	Sep 22, 2025
Instrument	202501038911

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00 (-0.88%)	$107,880 (-) Land $24,960 Building $82,920
2024	$4,797.00 (+4.99%) Homeowner's exemption	$107,880 (-) Land $24,960 Building $82,920
2023	$4,569.00 (+13.18%) Homeowner's exemption	$107,880 (+34.88%) Land $24,960 Building $82,920	$308,200 (+34.88%) Land $71,300 Building $236,900
2022		$79,980 Land $20,650 Building $59,330
2021	$4,037.00
2020			$228,500 Land $59,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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