1026 Willett St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1026 Willett St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,266 sqft · built 1900
Lot Size0.108 acres (4,725 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Mar 2019)
Tax Bill$5,849 (2026)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.47-4-9

Property Details

APN / Parcel Number

Primary APN421500 49.47-4-9
Alternative APN
  • 150004904700040090000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,266 sqft Total Area
1st Floor Area1,133 sqft
2nd Floor Area1,133 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide
Garage TypeDetached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area411 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1026 WILLETT ST
CitySCHENECTADY
StateNY
Zip12303-1146
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block4
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1026 WILLETT ST, SCHENECTADY, NY 12303-1146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2019 · Amount on Record
Deed SaleMar 18, 2019 · Amount on Record
Prior SaleNov 17, 2000 · Amount on Record
Deed Document Number201911557
Deed Book / Page2007 / 506
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address1026 WILLETT ST, SCHENECTADY, NY 12303-1146
Document Number0000011557
Book / Page2007 / 506
Instrument DateMar 15, 2019
Instrument201911557
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1026 WILLETT ST, 1026, SCHENECTADY, NY 12303-1146

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 WILLETT ST, SCHENECTADY, NY 12303-1146

Mortgage

Document Number0000011558
DateMar 18, 2019
Book Page4900/058
Instrument201911558
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,849.00 (+3.45%)
2025$5,654.00 (+7.59%)$95,000 (-) Land $14,300 Building $80,700$157,311 (+30.82%) Land $23,679 Building $133,632
2023$95,000 (-) Land $14,300 Building $80,700$120,253 (+3.8%) Land $18,101 Building $102,152
2022$95,000 Land $14,300 Building $80,700$115,854 Land $17,439 Building $98,415
2021$5,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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