1038 Shenandoah Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 1038 Shenandoah Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,306 sqft · built 1986
Lot Size	0.284 acres (12,377 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0202-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0202-0090`
Alternative APNs	`00244015` `244015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	1,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,377 sqft (0.284 acres)
Lot Dimensions	131 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	381 sqft
Patio Area	144 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00244015
Street Address	1038 SHENANDOAH LN
City	SPRING HILL
State	FL
Zip	34606-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 202 LOT 9 ORB 313 PG 646
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	202
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	41402

Owner

1038 Shenandoah Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1038 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage JMAC LENDING INC
Mar 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Sep 26, 2006
Deed Document Number	202561412
Deed Book / Page	4605 / 570
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0039661975
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 3, 2025
Property Address	1038 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Document Number	0046050570
Book / Page	4605 / 570
Map Reference	MB 7 PG 87-95
Instrument Date	Aug 22, 2025
Instrument	2025061412
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, ARROW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 CEDAR CREEK RD, GREENEVILLE, TN 37743-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 SHENANDOAH LN, SPRING HILL, FL 34606-5233

Mortgage

Document Number	0004605572
Date	Sep 3, 2025
Instrument	4605/572

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 17, 2021
Property Address	1038 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Document Number	0039661975
Book / Page	3966 / 1975
Map Reference	MB 7 PG 87-95
Instrument Date	Mar 1, 2021
Instrument	2021018204
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CRANE NECK STREET, 10, NEWBURY, MA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 SHENANDOAH LN, SPRING HILL, FL 34606-5233

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Shenandoah Ln was $3,746, down 0.1% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,746.00 (-0.05%)	$213,961 (+3.57%) Land $37,750 Building $176,211	$213,961 (+3.57%) Land $37,750 Building $176,211
2024	$3,748.00	$206,583 (+0.03%) Land $30,943 Building $175,640	$206,583 Land $30,943 Building $175,640
2023		$206,519 (+9.11%) Land $38,048 Building $168,471
2022	$3,136.00 Homeowner's exemption	$189,277 Land $26,115 Building $163,162	$206,519 Land $34,656 Building $171,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Shenandoah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Shenandoah Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Shenandoah Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures