1026 Shenandoah Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 1026 Shenandoah Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,261 sqft · built 1987
Lot Size	0.268 acres (11,662 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2024)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Apr 2024 Sale Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0202-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0202-0100`
Alternative APNs	`00244024` `244024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,261 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,261 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,662 sqft (0.268 acres)
Lot Dimensions	131 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00244024
Street Address	1026 SHENANDOAH LN
City	SPRING HILL
State	FL
Zip	34606-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 202 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	202
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	41402

Owner

1026 Shenandoah Ln is owned and occupied by an individual who bought it in April 2024.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer OCEAN SANDS TITLE SVCS INC
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Dec 16, 2002 · Amount on File
Deed Document Number	202421017
Deed Book / Page	4410 / 335
Prior Transfer Date	Oct 6, 1999
Prior Transfer Doc	1297001733
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 17, 2024
Property Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Document Number	0044100335
Book / Page	4410 / 335
Map Reference	MB 7 PG 87
Instrument Date	Apr 10, 2024
Instrument	2024021017
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3441 YOSEMITE DR, LAKE ORION, MI 48360-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 SHENANDOAH LN, WEEKI WACHEE, FL 34606-5233

Mortgage

Document Number	0043580851
Date	Oct 25, 2023
Book Page	4358/851
Instrument	2023068512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233

Mortgage

Document Number	0040861146
Date	Nov 16, 2021
Book Page	4086/1146
Instrument	2021086772

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233
Document Number	0038351029
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1026 SHENANDOAH LN SPRING HILL FL 346065233, SPRING HILL, FL 34606-5233

Mortgage

Document Number	0038351029
Date	May 1, 2020
Book Page	003835/001029
Instrument	26825

Lender

Name	LENDAGE LLC
Address	1026 SHENANDOAH LN, SPRING HILL, FL 34606-5233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Shenandoah Ln was $3,279.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,279.00	$220,735 Land $35,569 Building $185,166	$220,735 Land $35,569 Building $185,166
2023		$69,602 (+3%) Land $69,602
2022	$255.00 Homeowner's exemption	$67,575	$198,487 Land $32,654 Building $165,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Shenandoah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Shenandoah Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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