1035 Shenandoah Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 1035 Shenandoah Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1992
Lot Size	0.234 acres (10,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2023)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0138-0240`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0138-0240`
Alternative APNs	`00235383` `235383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,178 sqft (0.234 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	776 sqft
Deck Area	72 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00235383
Street Address	1035 SHENANDOAH LN
City	SPRING HILL
State	FL
Zip	34606-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 138 LOT 24 ORB 285 PG 844
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	138
Legal Lot Number	24
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1016
Census Tract	41402

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 GATES RD, SCHENEVUS, NY 12155-3327
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 24, 2022	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	202339067
Deed Book / Page	4312 / 1110
Last Transfer Date	Mar 18, 2025
Transfer Doc	0045340334
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 23, 2023
Property Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234
Document Number	0043121110
Book / Page	4312 / 1110
Map Reference	MB 7 PG 87-95
Instrument Date	Jun 21, 2023
Instrument	2023039067
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TTL SVCS OF HER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 REVERE WAY, PERKASIE, PA 18944-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GATES RD, SCHENEVUS, NY 12155-3327

Mortgage

Document Number	0043121111
Date	Jun 23, 2023
Instrument	4312/1111

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 8, 2022
Property Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234
Document Number	0042171822
Book / Page	4217 / 1822
Map Reference	MB 7 PG 87-95
Instrument Date	Sep 7, 2022
Instrument	2022067563
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TTL SVCS OF HER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 PINE HILL RD, 41, CHELMSFORD, MA 01824-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234

Mortgage

Document Number	0042171823
Date	Sep 8, 2022
Instrument	4217/1823

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 24, 2022
Property Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234
Document Number	0041751436
Book / Page	4175 / 1436
Instrument Date	May 23, 2022
Instrument	2022041097
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 SHENANDOAH LN, 1035, SPRING HILL, FL 34606-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINE HILL RD, CHELMSFORD, MA 01824-2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 SHENANDOAH LN, SPRING HILL, FL 34606-5234

Mortgage

Document Number	0038961585
Date	Oct 7, 2020
Book Page	3896/1585
Instrument	2020062245

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+44.74%)	$253,218 (+7.52%) Land $31,043 Building $222,175	$253,218 (+7.52%) Land $31,043 Building $222,175
2023		$235,511 (+7.84%) Land $43,174 Building $192,337
2022	$2,975.00 Homeowner's exemption	$218,384 Land $21,476 Building $196,908	$235,511 Land $28,498 Building $207,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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