1038 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1038 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1933
Square Footage	1,523 sqft Living Area
Lot Size	6,312 sqft (0.145 acres)
Occupancy	Owner Occupied
Last Sale	$218,000 (2021)
Tax Bill	$7,474.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-134-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,523 sqft Living Area
Gross Area	2,538 sqft Gross Area
Basement Area	1,015 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Lot Area	6,312 sqft (0.145 acres)
Depth X Width	127 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	1038 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-2946
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R N BOTSFORDS ADDN LOT 5 (EXCEPT DOC 1375087) BLOCK 6
Legal Subdivision	R N BOTSFORDS ADDN
Legal Block	6
Legal Lot Number	5
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6010
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-134-029

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1038 CEDAR AVE, ELGIN, IL 60120-2946
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Apr 02, 2007 · Amount on Record
Prior Transfer Date	Nov 05, 2007
Prior Transfer Doc	0000115517
Record Refreshed	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 25, 2021
Property Address	1038 CEDAR AVE, ELGIN, IL 60120-2946
Document Number	0000080274
Instrument Date	Oct 18, 2021
Instrument	2021K080274
Transaction Type	Transfer
Record Updated	Nov 01, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 WAKEFIELD DR, 1074, ELGIN, IL 60120-4946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7191 ASTOR AVE APT A3, A3, HANOVER PARK, IL 60133-3235

Mortgage

Document Number	0000080275
Date	Oct 25, 2021
Instrument	2021K080275

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,474.00 (+15.86%) Homeowner's exemption
2024		$97,607 (+21.39%) Land $15,342 Building $82,265	$292,938 (+21.44%) Land $46,044 Building $246,894
2022	$6,451.00 (-3.8%) Homeowner's exemption	$80,405 (+6.96%) Land $12,638 Building $67,767	$241,215 (+6.96%) Land $37,914 Building $203,301
2021	$6,706.00	$75,173 Land $11,816 Building $63,357	$225,519 Land $35,448 Building $190,071