Kane County property record for 1026 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,365 sqft · built 1939 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Dec 2004) |
| Tax Bill | $6,409 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-134-023 |
| Primary APN | 06-12-134-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 2,730 sqft |
| 1st Floor Area | 1,365 sqft |
| Basement Area | 1,365 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 1026 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R N BOTSFORDS ADDN LOT 8 BLOCK 6 |
| Legal Subdivision | R N BOTSFORDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-134-023
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 CEDAR AVE, ELGIN, IL 60120-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on Record |
| Deed Sale | Dec 13, 2004 · Amount on Record |
| Deed Document Number | 2004158866 |
| Prior Transfer Date | Nov 24, 2004 |
| Prior Transfer Doc | 0000005361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1026 CEDAR AVE, ELGIN, IL 60120-2946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022559 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017K022559 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | SHARON, CT 06069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2047 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,409.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $84,748 (+21.39%) Land $15,342 Building $69,406 | $254,346 (+21.44%) Land $46,044 Building $208,301 | |
| 2022 | $5,533.00 (+4.65%) Homeowner's exemption | $69,812 (+6.96%) Land $12,638 Building $57,174 | $209,436 (+6.96%) Land $37,914 Building $171,522 |
| 2021 | $5,287.00 Homeowner's exemption | $65,270 Land $11,816 Building $53,454 | $195,810 Land $35,448 Building $160,362 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures