Polk County property record for 1027 Atlantic Rd, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1925 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Dec 2022) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-11-031000-004070 |
| Primary APN | 23-28-11-031000-004070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 180 sqft |
| Cooling System | None |
|---|
| Street Address | 1027 ATLANTIC RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | INGLESIDE SUB PB 7 PG 35 BLK D LOT 7 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | INGLESIDE SUBDIVISION |
| Legal Tract | 31000 |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11100 |
1027 Atlantic Rd is owned and occupied by an individual who bought it in December 2022.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 ATLANTIC RD, LAKELAND, FL 33805-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional with PMI JONATHAN KENNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Prior Sale | Sep 22, 2020 · Amount on File |
| Deed Document Number | 2022336070 |
| Deed Book / Page | 12536 / 1102 |
| Transfer Doc | 4690001403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 1027 ATLANTIC RD, LAKELAND, FL 33805-4122 |
| Document Number | 0000336070 |
| Book / Page | 12536 / 1102 |
| Map Reference | MB 7 PG 35 |
| Instrument Date | Dec 23, 2022 |
| Instrument | 2022336070 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7255 CAUSEWAY BLVD, TAMPA, FL 33619-5924 |
| Name | Verified Name |
|---|---|
| Address | 1027 ATLANTIC RD, LAKELAND, FL 33805-4122 |
| Document Number | 0125361104 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 12536/1104 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 1027 ATLANTIC RD, LAKELAND, FL 33805-4122 |
| Document Number | 0113830873 |
| Book / Page | 011383 / 000873 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 197183 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1201 SWEET GUM DR BRANDON FL 335111890, BRANDON, FL 33511-1890 |
| Document Number | 113830875 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 011383/000875 |
| Instrument | 197184 |
| Name | JONATHAN KENNEY |
|---|---|
| Address | 2227 S PALMETTO AVE, SOUTH DAYTONA, FL 32119-3007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1027 Atlantic Rd was $2,458.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,406 (-4.33%) Land $26,567 Building $103,839 | $130,406 (-4.33%) Land $26,567 Building $103,839 | |
| 2025 | $2,458.00 | $136,305 Land $15,627 Building $120,678 | $136,305 Land $15,627 Building $120,678 |
| 2023 | $2,163.00 (+45.95%) | $118,692 (+15.32%) Land $10,627 Building $108,065 | $118,692 (+15.32%) Land $10,627 Building $108,065 |
| 2022 | $1,482.00 | $102,921 Land $8,751 Building $94,170 | $102,921 Land $8,751 Building $94,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 Atlantic Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1027 Atlantic Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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