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1031 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 1031 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2011
Square Footage2,502 sqft Heated Area
Lot Size11,587 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$720,000 (2024)
Tax Bill$7,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF01-0840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,502 sqft Heated Area
Gross Area3,556 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2011
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,587 sqft (0.266 acres)
Driveway1 Driveway
Driveway Area694 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area336 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1031 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1479
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 1 LOT 84 OR 1125 PG 1380 OR 2252/515 OR 2417/1160
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number84
Legal Unit1
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF01-0840

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST OPTION MORTGAGE LLC
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST RELIANT HOME LOANS INC
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
1ST RELIANT HM LOANS INC
Jan 10, 2018Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Doc Number2024036448
Deed Book / Page2896 / 369
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 27, 2022
Property Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Document Number0026521419
Book / Page2652 / 1419
Map ReferenceMB 34 PG 1-4
Instrument DateJan 21, 2022
Instrument2022004836
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8 PETRA DR, 8, MORGANVILLE, NJ 07751-4040

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479

Mortgage

Document Number0026521421
DateJan 27, 2022
Instrument2652/1421
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyALL FL TITLE COMPANY/BROWARD LLC, ALL FL TITLE CO OF BROWARD

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479

Mortgage

Document Number0025261381
DateFeb 12, 2021
Book Page2526/1381
Instrument2021007549
Lender
Name1ST RELIANT HOME LOANS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 STONE LAKE DR ORMOND BEACH FL 321741479, ORMOND BEACH, FL 32174-1479

Mortgage

Document Number24171161
DateFeb 04, 2020
Book Page002417/001161
Instrument4598
Lender
Name1ST RELIANT HM LOANS INC
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 10, 2018
Property Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Document Number0022520515
Book / Page2252 / 0515
Map ReferenceMB34 PG1-4
Instrument DateJan 08, 2018
Instrument2018001051
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address147 DEEP WOODS WAY, 147, ORMOND BEACH, FL 32174-1850

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 STONE LAKE DR, ORMOND BEACH, FL 32174-1479

Mortgage

Document Number2018001052
DateJan 10, 2018
Instrument2018001052
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2038

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,588.00 (+0.94%) Homeowner's exemption$579,727 (+26%) Land $68,500 Building $511,227$579,727 (+19.4%) Land $68,500 Building $511,227
2023$7,517.00 (+3.01%) Homeowner's exemption$460,116 (+1.17%)$485,536 (+6.76%) Land $68,500 Building $417,036
2022$7,297.00$454,779 Land $68,500 Building $386,279$454,779 Land $68,500 Building $386,279

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 758 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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