Brevard County property record for 1037 Sandy Ln NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,781 sqft · built 1994 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $296,000 (Jan 2019) |
| Tax Bill | $3,468 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-00-314 |
| Primary APN | 28-37-27-00-314 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 1,781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft |
| Lot Dimensions | 322 ft deep x 137 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 622 sqft |
| Deck Area | 534 sqft |
| Patio Area | 622 sqft |
| Pole Barn | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835616 |
|---|---|
| Street Address | 1037 SANDY LN NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PART OF SW 1/4 OF NE 1/4 OF NW 1/4 AS DES IN ORB 2666 PG 1636 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Block | 314 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65129 |
1037 Sandy Ln NE is held in a trust since August 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SERVICES |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 7, 2019 | Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on File |
| Deed Sale | Jan 7, 2019 · Amount on File |
| Prior Sale | Apr 2, 1999 · Amount on File |
| Deed Document Number | 20193082 |
| Deed Book / Page | 8342 / 2878 |
| Last Transfer Date | Aug 3, 2026 |
| Transfer Doc | 0000157853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Document Number | 0000157853 |
| Book / Page | 10692 / 1886 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026157853 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0084140726 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 8414/0726 |
| Instrument | 2019077816 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 7, 2019 |
| Property Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Document Number | 0083422878 |
| Book / Page | 008342 / 002878 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 3082 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,072.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 SANDY LN NE PALM BAY FL 329054622, PALM BAY, FL 32905-4622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1037 SANDY LN NE, PALM BAY, FL 32905-4622 |
| Document Number | 0078590649 |
| Book / Page | 007859 / 000649 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1037 SANDY LN NE PALM BAY FL 329054622, PALM BAY, FL 32905-4622 |
| Document Number | 0078590649 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 007859/000649 |
| Instrument | 71040 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 4, 2032 |
The 2025 property tax bill for 1037 Sandy Ln NE was $3,468, up 2.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,880 (+2.7%) | $340,490 (+4.8%) | |
| 2025 | $3,468.00 (+2.45%) Homeowner's exemption | $229,680 | $324,900 |
| 2024 | $3,385.00 (+2.33%) | ||
| 2023 | $3,308.00 (+3.6%) Homeowner's exemption | $216,710 (+3%) | $365,490 (+7.6%) Land $50,000 Building $315,490 |
| 2022 | $3,193.00 Homeowner's exemption | $210,400 | $339,680 Land $45,000 Building $294,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1037 Sandy Ln NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1037 Sandy Ln NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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