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1097 Sandy Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1097 Sandy Ln NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,047 sqft · built 2009
Lot Size1.58 acres (68,825 sqft)
OwnerTrust Name on File
Last Sale$295,000 (Apr 2013)
Tax Bill$4,581 (2025)
Deeds & MortgagesApr 2021 Transfer
Dec 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-27-00-264

Property Details

APN / Parcel Number

Primary APN28-37-27-00-264
Alternative APNs
  • 28-37-27-00-00264.0-0000.00
  • 2835563

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,047 sqft Living Area
Gross Area4,513 sqft
1st Floor Area3,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area68,825 sqft
Lot Dimensions316 ft deep x 268 ft wide
Garage TypeAttached
Garage Area825 sqft
PorchFlorida Room
Porch Area641 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2835563
Street Address1097 SANDY LN NE
CityPALM BAY
StateFL
Zip32905-4622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPART OF W 1/2 OF NE 1/4 OF NW 1/4 AS DESC IN ORB 61 PG 527
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionPORT MALABAR UNIT
Legal Block264
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1005
Census Tract65129

Owner

1097 Sandy Ln NE is owner-occupied and held in a trust since January 2022.

Source: Brevard County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address1097 SANDY LN NE, PALM BAY, FL 32905-4622
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 3, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jun 21, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2013 · Amount on File
Deed SaleApr 12, 2013 · Amount on File
Prior SaleMar 6, 2007 · Amount on File
Deed Document Number201382573
Deed Book / Page6850 / 2941
Last Transfer DateJan 27, 2022
Transfer Doc0000023098
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateApr 19, 2021
Property Address1097 SANDY LN NE, PALM BAY, FL 32905-4622
Document Number0090910852
Book / Page9091 / 852
Instrument DateApr 15, 2021
Instrument2021098884
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1097 SANDY LN NE, PALM BAY, FL 32905-4622

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 4, 2020
Property Address1097 SANDY LN NE, PALM BAY, FL 32905-4622
Document Number0089402389
Book / Page008940 / 002389
Instrument DateDec 3, 2020
Instrument271566
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 SANDY LN NE PALM BAY FL 329054622, PALM BAY, FL 32905-4622

December 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionBREVARD FL
Recording DateDec 3, 2020
Property Address1097 SANDY LN NE, PALM BAY, FL 32905-4622
Document Number0089400732
Book / Page008940 / 000732
Instrument DateDec 3, 2020
Instrument271105
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1097 SANDY LN NE MELBOURNE FL 329054622, MELBOURNE, FL 32905-4622

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJun 21, 2019
Property Address1097 SANDY LN NE, PALM BAY, FL 32905-4622
Document Number0084700884
Book / Page008470 / 000884
Instrument DateJun 13, 2019
Instrument135765
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1097 SANDY LN NE PALM BAY FL 329054622, PALM BAY, FL 32905-4622

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Sandy Ln NE was $4,581 with a homeowner's exemption, up 2.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,140 (+2.7%)$574,080 (+6.21%)
2025$4,581.00 (+2.35%) Homeowner's exemption$291,280$540,530
2024$4,476.00 (+2.12%)
2023$4,383.00 (+3.2%) Homeowner's exemption$274,840 (+3%)$578,830 (+22.78%) Land $60,000 Building $518,830
2022$4,247.00 Homeowner's exemption$266,840$471,430 Land $54,000 Building $417,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 Sandy Ln NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Sandy Ln NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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