1000 Sandy Ln NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1000 Sandy Ln NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,734 sqft · built 1994
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2014)
Tax Bill	$72 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-27-00-275`

Property Details

APN / Parcel Number

Primary APN	`28-37-27-00-275`
Alternative APNs	`28-37-27-00-00275.0-0000.00` `2835576`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	2,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	281 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	240 sqft
Deck Area	472 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835576
Street Address	1000 SANDY LN NE
City	PALM BAY
State	FL
Zip	32905-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF S 280.99 FT OF E 1/4 OF NW 1/4 OF NW 1/4 AS DES IN ORB 1019 PG 695
Legal Range	37E
Legal Township	28S
Legal Section	27
Legal Subdivision	ACREAGE
Legal Block	275
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65129

Owner

1000 Sandy Ln NE is owned and occupied by two individuals who bought it in July 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1000 SANDY LN NE, PALM BAY, FL 32905-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on File
Deed Sale	Jul 7, 2014 · Amount on File
Prior Sale	Dec 29, 1993 · Amount on File
Deed Document Number	2014133729
Deed Book / Page	7160 / 2652
Prior Transfer Date	Nov 9, 2001
Prior Transfer Doc	4464003255
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1000 SANDY LN NE, PALM BAY, FL 32905-4623
Document Number	0078942426
Book / Page	007894 / 002426
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	ALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1000 SANDY LN NE PALM BAY FL 329054623, PALM BAY, FL 32905-4623

Mortgage

Document Number	0078942426
Date	May 22, 2017
Book Page	007894/002426
Instrument	106539

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Sandy Ln NE was $72 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,440 (+2.7%)	$437,510 (+5.94%)
2025	$72.00 Disabled Person's exemption Veteran's exemption	$228,280	$412,980 Land $60,000 Building $352,980
2023	$66.00 (+6.45%) Disabled Person's exemption Veteran's exemption	$215,390 (+3%)	$449,940 (+23.99%) Land $50,000 Building $399,940
2022	$62.00 Disabled Person's exemption Veteran's exemption	$209,120	$362,880 Land $45,000 Building $317,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Sandy Ln NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Sandy Ln NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20