1037 Polo Downs Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1037 Polo Downs Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,391 sqft · built 1996
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,174 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20Q-21-0247`

Property Details

APN / Parcel Number

Primary APN	`20Q-21-0247`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,391 sqft Living Area
Gross Area	7,062 sqft
1st Floor Area	1,633 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	120 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	48 sqft
Deck Area	511 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1037 POLO DOWNS DR
City	CHESTERFIELD
State	MO
Zip	63017-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SM
Legal Description	POLO DOWNS LOT 6
Legal Subdivision	POLO DOWNS
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	2
Census Block	2000
Census Tract	217702

Owner

1037 Polo Downs Dr is owned and occupied by two individuals who acquired it in June 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1037 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015
Deed Sale	Jun 2, 2015
Prior Sale	Aug 8, 2011 · Amount on File
Deed Document Number	201552
Deed Book / Page	21533 / 124
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	0215330124
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1037 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358

Mortgage

Document Number	0247402823
Date	Mar 22, 2021
Book Page	24740/2823
Instrument	2021032200360

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1037 Polo Downs Dr was $8,174, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,040 (-) Land $51,810 Building $114,230	$873,900 (-) Land $272,700 Building $601,200
2025	$8,174.00 (+0.11%)	$166,040 Land $51,810 Building $114,230	$873,900 Land $272,700 Building $601,200
2024	$8,165.00 (+5.65%)
2023	$7,728.00 (-0.9%)	$140,370 (+9.05%) Land $23,920 Building $116,450	$738,800 Land $125,900 Building $612,900
2022	$7,798.00	$128,720 Land $27,890 Building $100,830
2021			$677,500 Land $146,800 Building $530,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1037 Polo Downs Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 Polo Downs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20