St. Louis County property record for 1049 Polo Downs Dr, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 6,643 sqft · built 1996 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,500 (Dec 1997) |
| Tax Bill | $10,642 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20Q-21-0256 |
| Primary APN | 20Q-21-0256 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,643 sqft Living Area |
| Gross Area | 7,379 sqft |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 94 ft deep x 261 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 48 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Deck Area | 300 sqft |
| Patio Area | 652 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1049 POLO DOWNS DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 83SM |
| Legal Description | POLO DOWNS LOT 7 |
| Legal Subdivision | POLO DOWNS |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 217702 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2018 | Deed of Trust, Mortgage PROVIDENT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 1997 · Amount on Record |
| Deed Sale | Dec 3, 1997 · Amount on Record |
| Prior Sale | Apr 11, 1997 · Amount on Record |
| Deed Document Number | 1997648 |
| Deed Book / Page | 1374 / 1367 |
| Last Transfer Date | May 14, 2026 |
| Transfer Doc | 0000000236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 19, 2026 |
| Property Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Document Number | 0000000236 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026236 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0248545958 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 24854/5958 |
| Instrument | 2021051100989 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0239861135 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 23986/1135 |
| Instrument | 2020040100153 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1049 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358 |
| Document Number | 0230581560 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1049 POLO DOWNS DR CHESTERFIELD MO 630178358, CHESTERFIELD, MO 63017-8358 |
| Document Number | 0230581560 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 023058/001560 |
| Instrument | 301 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | INDIANAPOLIS, IN 46240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Town And Country City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,680 (-) Land $60,060 Building $172,620 | $1,224,600 (-) Land $316,100 Building $908,500 | |
| 2025 | $10,642.00 (+0.14%) | $232,680 (+27.37%) Land $60,060 Building $172,620 | $1,224,600 (+27.36%) Land $316,100 Building $908,500 |
| 2024 | $10,627.00 (+5.67%) | ||
| 2023 | $10,057.00 | $182,680 Land $27,720 Building $154,960 | $961,500 Land $145,900 Building $815,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1980–2013) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures