1020 Polo Downs Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1020 Polo Downs Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,757 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$822,500 (Dec 2019)
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20Q-21-0375`

Property Details

APN / Parcel Number

Primary APN	`20Q-21-0375`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,757 sqft Living Area
Gross Area	7,821 sqft
1st Floor Area	1,930 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	110 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Stoop
Porch Area	56 sqft
Deck Area	180 sqft
Patio Area	430 sqft
Poultry House	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 POLO DOWNS DR
City	CHESTERFIELD
State	MO
Zip	63017-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SM
Legal Description	POLO DOWNS (SURV AFFDT 10537-72) LOT 18
Legal Subdivision	POLO DOWNS
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	2
Census Block	2000
Census Tract	217702

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	2019360
Deed Book / Page	23824 / 2481
Prior Transfer Date	May 14, 1999
Prior Transfer Doc	0000000942
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1020 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358

Mortgage

Document Number	2022070600740
Date	Jul 6, 2022
Instrument	2022070600740

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 9, 2019
Property Address	1020 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Document Number	0238242481
Book / Page	23824 / 2481
Map Reference	MB 10537 PG 72
Instrument Date	Dec 2, 2019
Instrument	2019120900360
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19751 DOCTORS PASS LANE, 19751, WILDWOOD, MO 63005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358

Mortgage

Document Number	2019120900361
Date	Dec 9, 2019
Instrument	2019120900361

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,260 (-) Land $48,470 Building $154,790	$1,069,800 (-) Land $255,100 Building $814,700
2025	$11,204.00 (+12.97%)	$203,260 (+19.21%) Land $48,470 Building $154,790	$1,069,800 (+19.21%) Land $255,100 Building $814,700
2024	$9,918.00 (+5.67%)
2023	$9,386.00	$170,500 Land $22,380 Building $148,120	$897,400 Land $117,800 Building $779,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on Polo Downs Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures