Orange County property record for 10364 Spring Arbor Ln, Winter Garden, FL 34787
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 2,037 sqft · built 2020 |
| Lot Size | 0.082 acres (3,558 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,990 (Nov 2020) |
| Tax Bill | $5,941 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-24-27-7827-00-620 |
| Primary APN | 17-24-27-7827-00-620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,037 sqft Living Area |
| Gross Area | 2,701 sqft |
| 1st Floor Area | 1,116 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,558 sqft (0.082 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 45 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10364 SPRING ARBOR LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-1778 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | WINDING BAY PRESERVE 98/63 LOT 62 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 17 |
| Legal Subdivision | WINDING BAY PRESERVE |
| Legal Lot Number | 62 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 17111 |
10364 Spring Arbor Ln, a townhouse, is owned and occupied by two individuals who bought it in November 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10364 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage SOUTHPOINTE FIN'L |
| Apr 2, 2020 | Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Deed Document Number | 2020579551 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 10364 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000579551 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 579551 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NAT'L TITLE AGCY FLORI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,352.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10364 SPRING ARBOR LN WINTER GARDEN FL 347871778, WINTER GARDEN, FL 34787-1778 |
| Document Number | 579552 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 579552 |
| Name | SOUTHPOINTE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ALPHARETTA, GA 30005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10364 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000242928 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000242928 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 242928 |
| Name | WILMINGTON TR NA |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10364 Spring Arbor Ln was $5,941, up 4.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,698 (+2.7%) | $407,290 (-1.16%) Land $75,000 Building $332,290 | |
| 2025 | $5,941.00 (+4.41%) Homeowner's exemption | $371,663 | $412,090 Land $75,000 Building $337,090 |
| 2024 | $5,690.00 (+7.04%) | ||
| 2023 | $5,316.00 (+1.47%) Homeowner's exemption | $350,669 (+11.35%) Land $65,000 Building $285,669 | $350,669 (+11.35%) Land $65,000 Building $285,669 |
| 2022 | $5,239.00 | $314,919 Land $75,000 Building $239,919 | $314,919 Land $75,000 Building $239,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10364 Spring Arbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10364 Spring Arbor Ln is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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