Orange County property record for 10388 Spring Arbor Ln, Winter Garden, FL 34787
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,732 sqft · built 2020 |
| Lot Size | 0.054 acres (2,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,109 (Apr 2020) |
| Tax Bill | $4,393 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-24-27-7827-00-660 |
| Primary APN | 17-24-27-7827-00-660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,439 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,340 sqft (0.054 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 119 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10388 SPRING ARBOR LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-1778 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | WINDING BAY PRESERVE 98/63 LOT 66 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 17 |
| Legal Subdivision | WINDING BAY PRESERVE |
| Legal Lot Number | 66 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 17111 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10388 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA |
| Apr 3, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on Record |
| Deed Sale | Apr 3, 2020 · Amount on Record |
| Deed Document Number | 2020215800 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10388 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000242928 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000242928 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 242928 |
| Name | WILMINGTON TR NA |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 3, 2020 |
| Property Address | 10388 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000215800 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 215800 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 4, 2020 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NAT'L TITLE AGCY FLORI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,961.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10388 SPRING ARBOR LN WINTER GARDEN FL 347871778, WINTER GARDEN, FL 34787-1778 |
| Document Number | 215801 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 215801 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,153 (+2.7%) | $365,010 (-1.14%) Land $75,000 Building $290,010 | |
| 2025 | $4,393.00 (+5%) Homeowner's exemption | $275,709 (+5.99%) | $369,210 (+17.41%) Land $75,000 Building $294,210 |
| 2024 | $4,184.00 (+6.95%) | ||
| 2023 | $3,912.00 (+3.66%) Homeowner's exemption | $260,135 (+3%) | $314,452 (+10.52%) Land $65,000 Building $249,452 |
| 2022 | $3,774.00 Homeowner's exemption | $252,558 | $284,523 Land $75,000 Building $209,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures