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10340 Spring Arbor Ln, Winter Garden, FL 34787 Property Records

Orange County property record for 10340 Spring Arbor Ln, Winter Garden, FL 34787 · Last verified May 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,037 sqft Living Area
Lot Size3,617 sqft (0.083 acres)
OccupancyOwner Occupied
Last Sale$374,950 (2021)
Tax Bill$5,521.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-24-27-7827-00-580
Alternative APNs
  • 272417782700580
  • 166441
  • 167801
  • 170441

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,037 sqft Living Area
Gross Area2,701 sqft Gross Area
1st Floor1,116 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,617 sqft (0.083 acres)
Garage TypeDetached Garage
Garage Area400 sqft Garage
Total Buildings2 Total Buildings
Porch Area45 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address10340 SPRING ARBOR LN
CityWINTER GARDEN
StateFL
Zip34787-1778
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWINDING BAY PRESERVE 98/63 LOT 58
Legal Range27E
Legal Township24S
Legal Section17
Legal SubdivisionWINDING BAY PRESERVE
Legal Lot Number58
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1132
Census Tract17111

Owner

Source: Orange County records · APN 17-24-27-7827-00-580

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 30, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 30, 2021Special Warranty Deed, Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 02, 2020Deed of Trust, Mortgage · Line of Credit
WILMINGTON TR NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Deed Doc Number2021262223
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 SPRING ARBOR LN, OAKLAND, FL 34787-1778

Mortgage

Document Number0000597540
DateOct 03, 2022
Instrument20220597540
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateApr 30, 2021
Property Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778
Document Number0000262223
Map ReferenceMB 98 PG 63-66
Instrument DateMar 31, 2021
Instrument20210262223
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 16, 2023
Title CompanyEASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778

Mortgage

Document Number0000262224
DateApr 30, 2021
Instrument20210262224
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateApr 30, 2021
Property Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778
Document Number20210262223
Map ReferenceMB 98 PG 63-66
Instrument DateMar 31, 2021
Instrument20210262223
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyEASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778

Mortgage

Document Number20210262224
DateApr 30, 2021
Instrument20210262224
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10340 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778
Document Number0000242928
Instrument DateApr 02, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000242928
DateApr 20, 2020
Instrument242928
Lender
NameWILMINGTON TR NA
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$354,957 (+2.7%)$409,690 (-1.16%) Land $75,000 Building $334,690
2025$5,521.00 (+4.52%) Homeowner's exemption$345,625 (+5.99%)$414,490 (+17.52%) Land $75,000 Building $339,490
2024$5,282.00 (+7.03%)
2023$4,935.00 (+3.46%) Homeowner's exemption$326,101 (+3%)$352,690 (+11.4%) Land $65,000 Building $287,690
2022$4,770.00 Homeowner's exemption$316,603 Land $75,000 Building $241,603$316,603 Land $75,000 Building $241,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 243 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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