10363 Utopia Cir E, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 10363 Utopia Cir E, Boynton Beach, FL 33437

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 2,345 sqft · built 1998
Lot Size	0.142 acres (6,194 sqft)
Owner	Individual Name on Record
Last Sale	$408,000 (Apr 2025)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-27-06-000-0460`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-27-06-000-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,345 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	6,194 sqft (0.142 acres)
Garage Area	433 sqft
Porch	Open Porch
Porch Area	436 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	10363 UTOPIA CIR E
City	BOYNTON BEACH
State	FL
Zip	33437-5544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	GROVE ISLE LT 46
Legal Range	42E
Legal Township	45S
Legal Section	27
Legal Subdivision	GROVE ISLE
Legal Lot Number	46
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5949

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10363 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUTH BROUGHTON
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUTH BROUGHTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	20250113396
Deed Book / Page	35645 / 1949
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10363 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0297701079
Date	Apr 10, 2018
Book Page	29770/1079
Instrument	20180134725

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10363 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Document Number	0298150216
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10363 UTOPIA CIR E BOYNTON BEACH FL 334375544, BOYNTON BEACH, FL 33437-5544

Mortgage

Document Number	0298150216
Date	Apr 30, 2018
Book Page	029815/000216
Instrument	163432

Lender

Name	RUTH BROUGHTON
Address	10363 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10363 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5544
Document Number	0296661680
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10363 UTOPIA CIR E BOYNTON BEACH FL 334375544, BOYNTON BEACH, FL 33437-5544

Mortgage

Document Number	0296661680
Date	Feb 22, 2018
Book Page	029666/001680
Instrument	68631

Lender

Name	RUTH BROUGHTON
Address	10363 UTOPIA CIR E # B, BOYNTON BEACH, FL 33437-5544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (+6.27%) Homeowner's exemption	$219,549 (+5.99%)	$386,033 (-2.6%) Land $93,506 Building $292,527
2023	$3,176.00 (+1.28%) Homeowner's exemption	$207,148 (+3%)	$396,329 (+23.51%) Land $77,913 Building $318,416
2022	$3,136.00 Homeowner's exemption	$201,115	$320,883 Land $63,213 Building $257,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 175 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	251 units insured incl. 76 condo units
Nearby Flood Claims	10 (1999–2022)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Utopia Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures