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10378 Utopia Cir E, Boynton Beach, FL 33437 Property Records

Palm Beach County property record for 10378 Utopia Cir E, Boynton Beach, FL 33437 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,433 sqft · built 1997
Lot Size0.13 acres (5,667 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Sep 2025)
Tax Bill$3,920 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-45-27-06-000-0990

Property Details

APN / Parcel Number

Primary APN00-42-45-27-06-000-0990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,433 sqft Living Area
Gross Area3,102 sqft
1st Floor Area2,433 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area5,667 sqft (0.13 acres)
Garage TypeAttached
Garage Area433 sqft
PorchEnclosed/Finished Porch
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10378 UTOPIA CIR E
CityBOYNTON BEACH
StateFL
Zip33437-5545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE ISLE LT 99
Legal Range42E
Legal Township45S
Legal Section27
Legal SubdivisionGROVE ISLE
Legal Lot Number99
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1004
Census Tract5949

Owner

Source: Palm Beach County records · APN 00-42-45-27-06-000-0990

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6 PEEBLES WAY, MARLBOROUGH, MA 01752-7102
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2025 · Amount on Record
Deed SaleSep 05, 2025 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Document Number2025316654
Deed Book / Page35984 / 956
Prior Transfer DateMay 17, 2006
Prior Transfer Doc0204381569
Record UpdatedJun 08, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 14, 2020
Property Address10378 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545
Document Number0314270382
Book / Page31427 / 382
Map ReferenceMB 79 PG 27
Instrument DateMay 07, 2020
Instrument20200167168
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,047.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 RADEL TER, 308, SOUTH ORANGE, NJ 07079-2113

Transferred To (Grantee/Buyer)

NameVerified Name
Address10378 UTOPIA CIR E, BOYNTON BEACH, FL 33437-5545

Mortgage

Document Number0031427385
DateMay 14, 2020
Instrument31427/385
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,920.00 (+3.27%)$253,062 (+5.99%)$412,240 (-2.23%) Land $108,005 Building $304,235
2024$3,796.00 (+2.73%)
2023$3,695.00 (+1.15%) Homeowner's exemption$238,767 (+3%)$421,626 (+17.18%) Land $93,749 Building $327,877
2022$3,653.00 Homeowner's exemption$231,813$359,809 Land $94,671 Building $265,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990059491, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 175 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies251 units insured
76 under condo master policies
Nearby Flood Claims10 (1999–2022)
Claims Outside the SFHA9 of 10
Most Recent ClaimFeb 2022, other causes
Claims By Storm
  • Hurricane Irene, Oct 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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