1036 E Main St, Shrub Oak, NY 10588 Property Records

Westchester County and Yorktown Town property record for 1036 E Main St, Shrub Oak, NY 10588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1963
Lot Size	0.424 acres (18,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Feb 2021)
Tax Bill	$14,546 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 16.06-1-32`

Property Details

APN / Parcel Number

Primary APN	`555400 16.06-1-32`
Alternative APNs	`540001100900000120213500` `0213500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	855 sqft
Finished Basement	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood
Lot Area	18,475 sqft (0.424 acres)
Lot Dimensions	130 ft deep x 135 ft wide
Garage Type	Basement
Boat Access	Boat Access

Location & Zoning

Account Number	0213500
Street Address	1036 E MAIN ST
City	SHRUB OAK
State	NY
Zip	10588-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Subdivision	SUBDIVISION AT SHRUB OAK
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	2
Census Block	2001
Census Tract	14812

Owner

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1036 E MAIN ST, SHRUB OAK, NY 10588-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	2021610343986
Record Updated	Oct 29, 2026

February 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 22, 2021
Property Address	1036 E MAIN ST, SHRUB OAK, NY 10588-1506
Document Number	0610343986
Map Reference	MAP 2970
Instrument Date	Feb 15, 2021
Instrument	610343986
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FEDERAL STANDARD ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 E MAIN ST, 1036, SHRUB OAK, NY 10588-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W 218TH ST FRNT 2, 2, NEW YORK, NY 10034-1002

Mortgage

Document Number	0610493509
Date	Feb 22, 2021
Instrument	610493509

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,546.00 (-79.74%)
2025	$71,794.00	$8,900 (-) Land $1,400 Building $7,500	$556,250 (+10.62%) Land $87,500 Building $468,750
2024		$8,900 (-) Land $1,400 Building $7,500	$502,825 (-2.82%) Land $79,096 Building $423,729
2023		$8,900 Land $1,400 Building $7,500	$517,442 Land $81,395 Building $436,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20