Westchester County and Yorktown Town property record for 1031 E Main St, Shrub Oak, NY 10588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,592 sqft · built 1937 |
| Lot Size | 0.458 acres (19,976 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,365 (2026) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555400 16.10-4-33 |
| Primary APN | 555400 16.10-4-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 364 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,976 sqft (0.458 acres) |
| Lot Dimensions | 266 ft deep x 75 ft wide |
| Boat Access | Boat Access |
| Account Number | 1245500 |
|---|---|
| Street Address | 1031 E MAIN ST |
| City | SHRUB OAK |
| State | NY |
| Zip | 10588-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Block | 4 |
| Legal Lot Number | 33.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | YORKTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14812 |
Source: Westchester County and Yorktown Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1031 E MAIN ST, SHRUB OAK, NY 10588-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HUDSON VALLEY FCU |
| Oct 31, 2019 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1031 E MAIN ST, SHRUB OAK, NY 10588-1509 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1031 E MAIN ST, SHRUB OAK, NY 10588-1509 |
| Investor | Possibly a Property Investor |
| Document Number | 0631083028 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 631083028 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 18, 2043 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1031 E MAIN ST, SHRUB OAK, NY 10588-1509 |
| Document Number | 0593293024 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 E MAIN ST SHRUB OAK NY 105881509, SHRUB OAK, NY 10588-1509 |
| Document Number | 0593293024 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 059329/003024 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 24, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1031 E MAIN ST, SHRUB OAK, NY 10588-1509 |
| Document Number | 0593293023 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 E MAIN ST SHRUB OAK NY 105881509, SHRUB OAK, NY 10588-1509 |
| Document Number | 0593293023 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 059329/003023 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 24, 2034 |
Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Yorktown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,365.00 (-87.61%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $67,509.00 | $6,450 (-) Land $900 Building $5,550 | $403,125 (+10.63%) Land $56,250 Building $346,875 |
| 2024 | Homeowner's exemption Veteran's exemption | $6,450 (-) Land $900 Building $5,550 | $364,406 (-2.83%) Land $50,847 Building $313,559 |
| 2023 | $6,450 Land $900 Building $5,550 | $375,000 Land $52,326 Building $322,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (2011–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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