1026 E Main St, Shrub Oak, NY 10588 Property Records

Westchester County and Yorktown Town property record for 1026 E Main St, Shrub Oak, NY 10588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1940
Lot Size	0.281 acres (12,259 sqft)
Owner	Individual Name on Record
Tax Bill	$12,778 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 16.06-1-33`

Property Details

APN / Parcel Number

Primary APN	`555400 16.06-1-33`
Alternative APNs	`540001100200060030245500` `0245500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,292 sqft
Attic	Attic
Attic Area	420 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Lot Area	12,259 sqft (0.281 acres)
Lot Dimensions	120 ft deep x 96 ft wide

Location & Zoning

Account Number	0245500
Street Address	1026 E MAIN ST
City	SHRUB OAK
State	NY
Zip	10588-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	2
Census Block	2001
Census Tract	14812

Owner

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 E MAIN ST, SHRUB OAK, NY 10588-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2003
Transfer Doc	0041071150
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1026 E MAIN ST, SHRUB OAK, NY 10588-1506
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E MAIN ST, SHRUB OAK, NY 10588-1506

Mortgage

Document Number	0630973200
Date	Apr 7, 2023
Instrument	630973200

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 24, 2043

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,778.00 (-82.13%) Homeowner's exemption
2025	$71,515.00	$8,700 (-) Land $1,150 Building $7,550	$543,750 (+10.62%) Land $71,875 Building $471,875
2024	Homeowner's exemption	$8,700 (-) Land $1,150 Building $7,550	$491,526 (-2.82%) Land $64,972 Building $426,554
2023		$8,700 Land $1,150 Building $7,550	$505,813 Land $66,860 Building $438,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20