10355 Elmdale Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10355 Elmdale Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1961
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2020)
Tax Bill	$7,584 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-102-05-00`

Property Details

APN / Parcel Number

Primary APN	`580-102-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,100 sqft (0.14 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10355 ELMDALE DR
City	SPRING VALLEY
State	CA
Zip	91977-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 105 TR 004526
Legal Subdivision	SWEETWATER SPGS
Legal Tract	004526
Legal Block	1
Legal Lot Number	105
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13504

Owner

10355 Elmdale Dr is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10355 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 15, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Jan 28, 2009 · Amount on File
Deed Document Number	2020412946
Prior Transfer Date	Mar 24, 1995
Prior Transfer Doc	0000129802
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2020
Property Address	10355 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Document Number	0000412946
Map Reference	MAP 4526
Instrument Date	Jun 24, 2020
Instrument	2020-0412946
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10355 ELMDALE DR, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000412947
Date	Jul 28, 2020
Instrument	2020-0412947

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10355 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Document Number	0000505959
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10355 ELMDALE DR SPRING VALLEY CA 919775402, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000505959
Date	Nov 5, 2019
Instrument	505959

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10355 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Document Number	0000245222
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10355 ELMDALE DR SPRING VALLEY CA 919775402, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000245222
Date	Jun 21, 2019
Instrument	245222

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10355 Elmdale Dr was $7,584.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,682 (+2%) Land $295,341 Building $295,341
2025	$7,584.00	$579,100 Land $289,550 Building $289,550
2023	$7,095.00 (+1.5%)	$556,614 Land $278,307 Building $278,307
2022	$6,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10355 Elmdale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10355 Elmdale Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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