10342 Elmdale Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10342 Elmdale Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1961
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Nov 2018)
Tax Bill	$7,558 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-101-04-00`

Property Details

APN / Parcel Number

Primary APN	`580-101-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10342 ELMDALE DR
City	SPRING VALLEY
State	CA
Zip	91977-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 125 TR 004526
Legal Subdivision	SWEETWATER SPGS
Legal Tract	004526
Legal Block	3
Legal Lot Number	125
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10342 ELMDALE DR, SPRING VALLEY, CA 91977-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Closed-End Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 21, 2019	Deed of Trust, Mortgage QUICKEN LNS
Nov 6, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2018465055
Prior Transfer Date	Aug 18, 1998
Prior Transfer Doc	0000619608
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10342 ELMDALE DR, SPRING VALLEY, CA 91977-5403
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10342 ELMDALE DR, SPRING VALLEY, CA 91977-5403

Mortgage

Document Number	0000099409
Date	Apr 22, 2024
Instrument	2024-0099409

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10342 ELMDALE DR, SPRING VALLEY, CA 91977-5403
Document Number	0000550651
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10342 ELMDALE DR SPRING VALLEY CA 919775403, SPRING VALLEY, CA 91977-5403

Mortgage

Document Number	0000550651
Date	Nov 26, 2019
Instrument	550651

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2018
Property Address	10342 ELMDALE DR, SPRING VALLEY, CA 91977-5403
Document Number	0000465055
Instrument Date	Oct 23, 2018
Instrument	465055
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4191 CLEVELAND AVE #20 SAN DIEGO CA 921032426, 20, SAN DIEGO, CA 92103-2426

Mortgage

Document Number	465056
Date	Nov 6, 2018
Instrument	465056

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,597 (+2%) Land $261,542 Building $334,055
2025	$7,558.00 (+4.09%) Homeowner's exemption	$583,919 (+1.04%) Land $256,414 Building $327,505
2023	$7,261.00 (+1.52%) Homeowner's exemption	$577,913 Land $246,458 Building $331,455
2022	$7,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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