10343 Elmdale Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10343 Elmdale Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1961
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Sep 2022)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580-102-03-00`

Property Details

APN / Parcel Number

Primary APN	`580-102-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,200 sqft (0.142 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10343 ELMDALE DR
City	SPRING VALLEY
State	CA
Zip	91977-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 103 TR 004526
Legal Subdivision	SWEETWATER SPGS
Legal Tract	004526
Legal Block	1
Legal Lot Number	103
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13504

Owner

10343 Elmdale Dr is owned and occupied by an individual who bought it in September 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Sep 6, 2022	Grant Deed, Transfer · FHA Mortgage GENHOME MORTGAGE CORP
Mar 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 2, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	2022353571
Prior Transfer Date	Oct 13, 2010
Prior Transfer Doc	0000555215
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000254417
Date	Sep 15, 2025
Instrument	2025-0254417

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2052

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2022
Property Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Document Number	0000353571
Map Reference	MAP 4526
Instrument Date	Jul 8, 2022
Instrument	2022-0353571
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000353572
Date	Sep 6, 2022
Instrument	2022-0353572

Lender

Name	GENHOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000121784
Date	Mar 18, 2022
Instrument	2022-0121784

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000829528
Date	Dec 7, 2021
Instrument	2021-0829528

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	RECTORTOWN, VA 20140

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	10343 ELMDALE DR, SPRING VALLEY, CA 91977-5402
Document Number	0000028526
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10343 ELMDALE DR SPRING VALLEY CA 919775402, SPRING VALLEY, CA 91977-5402

Mortgage

Document Number	0000028526
Date	Jan 14, 2021
Instrument	28526

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 10343 Elmdale Dr was $9,960.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,904 (+2%) Land $415,255 Building $380,649
2025	$9,960.00	$780,299 Land $407,113 Building $373,186
2023	$9,041.00 (+38.35%)	$724,000 Land $377,000 Building $347,000
2022	$6,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10343 Elmdale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10343 Elmdale Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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