1035 Willard St, Gary, IN 46404 Property Records

Lake County property record for 1035 Willard St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,808 sqft · built 1946
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,379 (May 2026)
Tax Bill	$1,366 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0176-0035`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0176-0035`
Alternative APNs	`45-08-07-133-009.000-004` `254301760035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	904 sqft
Basement Area	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1035 WILLARD ST
City	GARY
State	IN
Zip	46404-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY HEIGHTS L.35 BL.24 ALL L.36 BL.24
Legal Subdivision	GARY HEIGHTS
Legal Block	24
Legal Lot Number	35
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2036
Census Tract	11000

Owner

Source: Lake County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1035 WILLARD ST, GARY, IN 46404-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage CITY OF BRYAN
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Mar 4, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 4, 2022
Deed Document Number	2026521732
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 28, 2026
Property Address	1035 WILLARD ST, GARY, IN 46404-1723
Document Number	0000521732
Instrument Date	May 27, 2026
Instrument	2026521732
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	GREATER INDIANA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1035 WILLARD ST, GARY, IN 46404-1723

Mortgage

Document Number	0000521733,
Date	May 28, 2026
Instrument	2026521733

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 23, 2026
Property Address	1035 WILLARD ST, GARY, IN 46404-1723
Document Number	0000531100
Instrument Date	May 27, 2026
Instrument	2026531100
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	INDIANA TITLE, GREATER INDIANA TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 WILLARD ST, GARY, IN 46404-1723

Mortgage

Document Number	0000531100,
Date	Jul 23, 2026
Instrument	2026531100

Lender

Name	CITY OF BRYAN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 28, 2026
Property Address	1035 WILLARD ST, GARY, IN 46404-1723
Document Number	0000021732
Instrument Date	May 27, 2026
Instrument	2026521732
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	GREATER INDIANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1035 WILLARD ST, GARY, IN 46404-1723

Mortgage

Document Number	0000521733,
Date	May 28, 2026
Instrument	2026521733

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 4, 2022
Property Address	1035 WILLARD ST, GARY, IN 46404-1723
Document Number	0000009789
Map Reference	MB 20 PG 13
Instrument Date	Feb 28, 2022
Instrument	2022-509789
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 W 18TH PL, CHICAGO, IL 60608-2604

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 5, 2017
Property Address	1035 WILLARD ST, GARY, IN 46404-1723
Document Number	0000000691
Instrument Date	Dec 31, 2016
Instrument	691
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 WILLARD ST GARY IN 464041723, GARY, IN 46404-1723

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,500 (+70.85%) Land $11,900 Building $76,600	$88,500 (+70.85%) Land $11,900 Building $76,600
2024	$1,366.00 (+17.45%)
2023		$51,800 (+14.1%) Land $13,500 Building $38,300	$51,800 (+14.1%) Land $13,500 Building $38,300
2022	$1,163.00	$45,400 Land $7,200 Building $38,200	$45,400 Land $7,200 Building $38,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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