1021 Willard St, Gary, IN 46404 Property Records

Lake County property record for 1021 Willard St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,856 sqft · built 1947
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on Record
Last Sale$52,700 (Sep 2021)
Tax Bill$652 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-43-0176-0039

Property Details

APN / Parcel Number

Primary APN001-25-43-0176-0039
Alternative APNs
  • 45-08-07-133-007.000-004
  • 254301760039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area2,856 sqft Living Area
Gross Area3,808 sqft
1st Floor Area952 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1980
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,793 sqft (0.133 acres)
Lot Dimensions126 ft deep x 46 ft wide
View / LotAlley
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1021 WILLARD ST
CityGARY
StateIN
Zip46404-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS N2. L,38 BL.24 ALL L.39 BL.24
Legal SubdivisionGARY HEIGHTS
Legal Block24
Legal Lot Number39
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2036
Census Tract11000

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1021 WILLARD ST, GARY, IN 46404-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Deed Document Number2021528526
Prior Transfer DateJul 29, 2021
Prior Transfer Doc0000028526
Record UpdatedJun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 20, 2021
Property Address1021 WILLARD ST, GARY, IN 46404-1723
Document Number0000028526
Map ReferenceMB 20 PG 13
Instrument DateJul 29, 2021
Instrument2021-528526
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 WILLARD ST, GARY, IN 46404-1723

Mortgage

Document Number0000028527
DateSep 20, 2021
Instrument2021-528527
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$129,300 (+145.35%) Land $9,900 Building $119,400$129,300 (+145.35%) Land $9,900 Building $119,400
2024$652.00 (+23.25%)
2023$52,700 (+10.48%) Land $10,400 Building $42,300$52,700 (+10.48%) Land $10,400 Building $42,300
2022$529.00 Homeowner's exemption$47,700 Land $5,500 Building $42,200$47,700 Land $5,500 Building $42,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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