Lake County property record for 1045 Willard St, Gary, IN 46404 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,798 sqft · built 1947 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $744 (2024) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-43-0176-0033 |
| Primary APN | 001-25-43-0176-0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Basement Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.173 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-43-0176-0033 |
|---|---|
| Old Parcel Number | 254301760033 |
| Street Address | 1045 WILLARD ST |
| City | GARY |
| State | IN |
| Zip | 46404-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY HEIGHTS L.33 BL.24 ALL L.34 BL.24 |
| Legal Block | 24 |
| Legal Lot Number | 33 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11000 |
Source: Lake County records · APN 001-25-43-0176-0033
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 2025-510591 |
| Record Updated | Jun 08, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 28, 2025 |
| Property Address | 1045 WILLARD ST, GARY, IN 46404-1723 |
| Document Number | 0000010591 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 2025-510591 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000010592 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 2025-510592 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,700 (+166.82%) Land $11,900 Building $161,800 | $173,700 (+166.82%) Land $11,900 Building $161,800 | |
| 2024 | $744.00 (+21.97%) | $65,100 (+7.07%) Land $13,500 Building $51,600 | $65,100 (+7.07%) Land $13,500 Building $51,600 |
| 2023 | $60,800 (+11.15%) Land $13,500 Building $47,300 | $60,800 (+11.15%) Land $13,500 Building $47,300 | |
| 2022 | $610.00 Homeowner's exemption | $54,700 Land $7,200 Building $47,500 | $54,700 Land $7,200 Building $47,500 |
Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890110002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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